(1) Mariner Finance

Mariner Finance is a company that specializes in offering loans to all kinds of applicants. They are said to be among the best choices out there as most people’s application easily gets approved when they apply for a loan, unlike some other financial loan companies who make it difficult for people to access the loan.

However, some of the limitations of applying for a loan online include:

(1) You can only apply for a loan between the range of $1,500 to $7,000, which is only applicable to the online application.

(2) Applicants with a good borrowers history also stand a chance to get better loan offers at mariner finance.

(3) There is no minimum credit score required for you to become eligible for a loan at the mariner.

You should know that one who has a poor/low credit score history will have to provide collateral to get a loan.

Collateral in a layman’s language is simply something that stands between you and the lender, the collateral is the one thing that will make you pay your debt as soon as possible.

Below are sets of eligibility criteria that one should attain before proceeding to apply for a loan:

(1) Good and very reasonable debt-to-income ratio.

(3) Three years of credit history.

With these basic requirements or criteria, getting a loan will be a whole lot easier for you.

Normally, every loan company like Mariner finance will want to know what customers like you intend to use the money you want to borrow for, if the reason is quite good enough then you stand a chance of getting the loan.

You should make sure you have a good borrowing history as this also affects your loan application.

And lastly, you must make sure you have your verified social security number available.

A social security number (SSA), is simply your nine-digit SSA number, it helps companies to get a detailed history of your transaction and check your earnings record.

However, the social security number is very important because most financing service companies require that number to analyze and check if they can offer you a loan or not, also in some countries today as a job applicant the SSA number might be required for so many other reasons.

They are also known for its fixed interest rates with a loan term that can last for a period of 3 to 5 years depending on the amount you borrowed and the term you choose.

You can sign up here today and apply for a loan.

Read Also: Definition of Personal Finance and it’s Importance

(2) Nissan Finance

Nissan finance only offers service to those who have financed vehicles through Nissan financial services.

Nissan finance offers commercial loans and mortgages designed for businesses that use accounting systems.

Nissan finance service also offers loans to individuals with a loan term of 1-7 years, some of the commercial loans that they offer include:

(1) Financial lease

(2) Novated lease

Nissan finance is notable for its strong customer support.

(3) Snap Finance

Snap finance is another financial service company founded in Salt lake city, Utah in 2012 which offers loans to individuals who need financial support to sort out one problem or the other, they offer loans of up to $3,000.

Snap financial deals with pay-over-time financing options for all its applicants and customers. They also provide rent-to-own service.

You might be wondering how legit this company is, well according to our thorough research they have an A+ rating with the BBB ( Better Business Bureau) and have been in business for the past 8 years.

One major drawback of snap finance is that their interest rate is very high.

Note: Snap finance is a lease-to-own financing company.

Lease-to-own financing allows you to apply for a loan or borrow a certain amount of requested cash that you need to purchase certain needed items on your list.

Some of the financing’s which one can obtain include:

(1) Furniture

(2) Mattress

(3) Tires and Rims

(4) Jewelry

(5) Electronics

(6) Appliances, and many more.

Read Also: Important Reasons Why Personal Finance Helps in Managing Money

Now let’s discuss some of the requirements needed for an individual to qualify for financing at snap finance.

(1) You have to be 18 years and above to be qualified.

(2) You must have an active account.

(3) You must have a steady source of income, the financing company also checks your earnings history with certain information that you provide when applying, e.g. ( in the case of the SSA number which we talked about earlier).

(4) You must have a valid phone number or email address.

Note: The basis for a good business transaction between two parties is communication, so ensure that you have a working and valid email address or phone number, or both.

Applying for a loan or financing at snap finance is very easy, just make sure that you meet all the requirements.

Some of the things that you should be aware of about snap are their cost and fees.

Below are things to take note of when applying for a loan or financing.

(1) Application and Finance fees, charges respectively.

(2) Late fees payment.

(3) Non-payment fee.

They do not require collateral, also bad credit borrowers are approved.

One good thing about snap finance is that they offer same-day approval and also do not give for long-term loan repayment.

Snap Finance Customer Service

Snap finance has a structured customer service offer, customers can sign in check upcoming payments, make additional payments, review transaction history, and most importantly connect with support service.

Below are ways to contact the snap finance customer service:

Snap finance phone number = 1-877-557-3869, other snap finance number = 1-866-283-2384 for customer queries.

Email: [email protected].

Fax: 1-866-442-6618.

Mailing Address: P.O Box 26561.

Read Also: Reading The Balance Sheet

Snap Finance Stores

One thing about snap finance also is that most stores do not accept snap finance e.g. (Walmart do not accept snap finance), but the good news is that some stores also accept snap finance stores card and some of these stores include:

(1) Amazon

(2) Buy-Rite beauty

(3) Best Tires Center

(4) Big-Sandy superstores

(5) CB Furniture

(6) Elements wheel and lastly affordable home stores.

In summary, before you apply for a loan, it is recommended that you have a good borrower’s credit history and ensure that you meet the basic requirements or criteria in which the company, in particular, requires for you to be eligible for a loan.